White Pine Lending Terms of Use

Effective date: October 24, 2026

These Terms of Use govern your use of WhitePineLendingUSA.com. By using the site you agree to these terms.

1. Our service

WhitePineLendingUSA.com provides an online loan request service and educational content. We are not a lender and do not make credit decisions. Any loan is offered by a third-party lender under its own agreement, rates and terms. We are not affiliated with Sokaogon Finance, Inc. or any business doing business as “White Pine Lending.”

2. Eligibility

You must be at least 18 years old (19 in Alabama and Nebraska) and a U.S. resident to submit a request.

3. Accurate information

You agree to provide true, complete and current information. Submitting false information may be a crime.

4. Consent to communications

By submitting a request you agree that we and lenders may contact you by email, phone or text about your request. Consent to marketing texts is not a condition of any loan, and you can reply STOP to opt out.

5. Credit checks

You authorize lenders to obtain consumer reports and verify the information you provide.

6. No guarantee

Submitting a request does not guarantee approval, a particular loan amount, rate or term.

7. Educational content

Content on this site is for general information and is not legal, tax or financial advice.

8. Intellectual property

Site content, design and code are owned by WhitePineLendingUSA.com and may not be copied without permission.

9. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect or consequential damages arising from use of the site or any loan you obtain from a third-party lender.

10. Changes and contact

We may update these terms. Questions: [email protected].